White Purse Privacy Policy

Effective Date: August 21, 2024

White Purse ("White Purse", "we", "our", or "us") is committed to protecting your privacy and safeguarding your personal information.

White Purse is owned and operated by RVeasy Technologies Ltd. This Privacy Policy explains how we collect, use, store, disclose, and protect information when you use the White Purse mobile application, website, and related services.

1. Information We Collect

We may collect the following information:

• Full name
• Phone number
• Email address
• Date of birth
• Profile information
• Bank Verification Number (BVN)
• Identity verification information
• Wallet and transaction records
• Contribution and savings activity
• Device information and IP address
• Application usage information
• Customer support communications

2. How We Use Your Information

We use information collected to:

• Create and manage your account
• Verify your identity
• Process transactions and payouts
• Facilitate contribution groups and savings plans
• Provide utility payment services
• Prevent fraud and unauthorized activities
• Respond to customer support requests
• Improve platform functionality and performance
• Comply with legal and regulatory obligations

3. Financial Information

White Purse may process financial information necessary to provide wallet services, contribution groups, savings products, and bill payment services.

Payment card information is processed by licensed payment processors and is not stored directly by White Purse except where permitted by applicable regulations and payment industry standards.

4. Contribution Groups and Savings Products

Information relating to contribution groups, savings plans, payment schedules, payout positions, transaction history, and participation records may be stored and processed to provide platform functionality.

5. Device and Technical Information

We may automatically collect technical information including:

• Device model
• Operating system version
• Application version
• IP address
• Network information
• Crash reports
• Diagnostic information

6. Third-Party Service Providers

White Purse may use trusted third-party providers to support the operation of our services.

These providers may include:

• Payment processors
• Banks and financial institutions
• Identity verification providers
• Cloud hosting providers
• Analytics providers
• Customer support providers

These providers are only permitted to access information necessary to perform services on our behalf.

7. Information Sharing

We do not sell personal information.

We may disclose information:

• To financial institutions involved in transaction processing
• To identity verification partners
• To service providers supporting platform operations
• When required by law or regulatory authorities
• To investigate fraud or security incidents
• To protect users, White Purse, or the public

8. Data Retention

We retain information for as long as necessary to provide our services, comply with legal obligations, resolve disputes, enforce agreements, and satisfy regulatory requirements.

9. Data Security

We implement reasonable technical, administrative, and physical safeguards designed to protect your information from unauthorized access, disclosure, alteration, or destruction.

While we strive to protect information, no electronic transmission or storage method can be guaranteed to be completely secure.

10. Children's Privacy

White Purse is intended for users who are at least 18 years old.

We do not knowingly collect personal information from children.

11. Your Rights

Subject to applicable law, you may request:

• Access to your personal information
• Correction of inaccurate information
• Deletion of personal information
• Restriction of certain processing activities

12. Changes to This Policy

We may update this Privacy Policy from time to time. Updated versions will be posted on our website and within the application where appropriate.

13. Contact Us

For information about your rights and responsibilities when using White Purse, please review our Terms of Service .

If you have questions regarding this Privacy Policy, please contact:

RVeasy Technologies Ltd
Email: support@whitepurse.app
Website: https://whitepurse.app

14. Consent

By using White Purse, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of information as described herein.